Our History

Formed on May 4, 1874, the American Mutual Fire Insurance Company of Kentucky was founded by a group of German farmers as the German Mutual Fire Insurance Company of Jefferson County. The German Mutual Company was organized as an assessment company. The company gradually grew during the next fourteen years and incorporated in 1888. Unfortunately, many of the earlier records have been lost, but a well preserved book of minutes from May 4, 1874 through December 1898 remains. All of the recorded minutes are written in German with a pronounced German penmanship. Some of the current officers and directors are descendants from the original founders. True to a farming community, many of the earlier members would help a fellow member and insured farmer rebuild when a loss occurred.

In July 1919, due to the political fallout after World War I, the name of the company changed to the American Mutual Fire Insurance Company of Kentucky in July 1919. The company now operates under KRS 299 as an assessment company and writes standard property and casualty policies with annual premiums.


Our Team

Tom Michael – Managing Agent
Debbie White – Office Manager


Our Membership

The officers and directors are proud of their affiliation with the quality of people who make up its membership. It is that spirit of community which makes this a viable and worthy business organization.